Capital One® Spark® Cash for Business

CARD DETAILS

  • Earn 2% cash back on every purchase, every day
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Cash rewards don’t expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • No foreign transaction fees
  • Earn unlimited cash rewards that don’t expire
  • If your business needs a straightforward cash rewards credit card, the Capital One® Spark® Cash for Business is a solid option. It offers 2% back on all of your purchases and there’s no annual spending cap. There’s also a signup bonus: Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months.
  • The Capital One® Spark® Cash for Business has an annual fee of $0 intro for first year; $59 after that, and no foreign transaction fees. There are business cards without annual fees, but this isn’t a bad fee — you can make it up by spending just $2,950 a year. The Capital One® Spark® Cash for Business is ideal for businesses that don’t require frequent travel, and for spending that is high and/or varies throughout the year.
  • Want to learn more about the Capital One® Spark® Cash for Business? See our full review of all the Spark cards for additional information.