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- No annual fee
- $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and 3% on gas up to the first $1,500 in combined grocery/gas purchases each quarter
- No changing categories and no expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% – 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you’re a Preferred Rewards client, you can increase that bonus to 25%-75%. Click “Apply Now” to learn more about Preferred Rewards.
- If you spend a lot on gas, the BankAmericard Cash Rewards™ credit card is one of the better general-purpose cards available, since you get 3% back on gas station purchases. And it’s an even better deal if you have a Bank of America® account: You’ll get an additional 10% bonus on your cash back whenever you redeem your rewards as a Bank of America® deposit. That means you could potentially earn up to 3.3% on gas purchases, all for an annual fee of $0.00. You’ll also get a decent sign-up bonus: $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
- If you’re looking for big rewards at the grocery store, the BankAmericard Cash Rewards™ credit card isn’t your best bet. But if you want to earn more at the pump, and you have a Bank of America® account, this card is a great deal.